NPCI explains tips to watch out for, digital arrest, upi, cyber scam, online fraud, crime, npci, prevention, India news, latest news,

As the popularity of digital payment methods like UPI increases, incidents of online fraud have increased, posing significant risks for users. Prime Minister Narendra Modi, during an episode of ‘Mann ki Baat’, revealed that Indians have collectively lost Rs 120.3 million to such scams. The NPCI stressed the importance of awareness and caution to guard against such frauds as the country moves towards a digital-first economy.

In a press release, NPCI said, “Digital payments are now accessible across the country, leading India towards a digital-first economy. They offer both security and convenience. However, it is crucial to use digital payments safely and avoid online scams. Identifying potential scams early helps protect you and your loved ones, promoting a safer, less cash-intensive economy for everyone.

The organization stressed the need for vigilance to ensure digital transactions remain secure.

Understanding the “Digital Arrest” scam

The “Digital Arrest” scam is a form of online fraud in which cybercriminals trick victims into believing that they are under criminal investigation or at risk of arrest. Fraudsters often pose as law enforcement officials or financial regulators to sow panic and manipulate individuals into sharing sensitive information or transferring money.

Some common methods used by scammers include:

Posing as civil servants: Fraudsters can pose as agents of government agencies such as the police, CBI, tax department or customs. They could falsely claim that the victim or their family members are involved in serious crimes such as tax evasion, money laundering or drug trafficking.

Using fear and urgency: Fraudsters often create a sense of panic by threatening legal action or arrest. They use legal terms and may hold video calls, wear uniforms or display government logos to appear authentic. Some even create fake police station-style environments to gain trust.

Request information or payment: Victims are often asked to provide personal information or transfer money to resolve the alleged problem. Scammers use convincing terms like “refundable security deposit” or “clear your name” to coerce individuals into making payments.

NPCI advises the public to follow these safety measures to protect themselves:

Suspend and check: If you receive unexpected calls or messages regarding legal matters, take a moment to verify their authenticity. Stay calm, as scammers seek to create fear and urgency. Real government agencies don’t ask for money or conduct investigations over the phone or video call. Confirm the identity of the caller and consult reliable sources before taking action.

Report suspicious activity: Share suspicious contact information with authorities. You can report such incidents by calling the National Cybercrime Hotline at 1930 or using the Department of Telecommunications portal at (Sancharsathi)(