Neobank: Smartphone-Bank N26 available in black

The N26 joins the Umsatz kräftig steigern. Photo: Fernando Gutierrez-Juarez/dpa

Over the course of two years, the N26 smartphone bank was made aware of the financial situation. The Regulations are not Geschichte – and bei N26 brummt das Geschäft.

Berlin – The Smartphone-Bank N26 has the end of financial regulation through the Bafin Financial Council for efficient management and a winning management area. For a month, the Monat man for black Monat Zahlen heads to the N26-Gründer Valentin Stalf and Maximilian Tayenthal in Berlin with. The Bruttoumsatz von N26 took place in 2024 on the eve of an amount of 40 percent for an amount of 440 million euros.

The route of the N26 in the German war from November 2021 until June is that year. Die Bafin hatte zuvor festgestellt, the Berliner Start-up zu schnell gewachsen war and dabei nicht genug gegen einen Missbrauch einzelner N26-Konten durch Geldwäsche et Finanzbetrug unternommen hatte. For this background, the Bafin angeordnet, the N26 monatlich nur noch 50,000 Neukunden aufnehmen darf. The Finanzaufsicht setzte darüber hinaus einen Sonderbeauftragten ein, der End 2024 within Mandat bei N26 beendet.

Investments in Betrugsprävention

The Bank had the normal time break during which it invested more than 100 million euros in the investment prevention program. Cleaning service and tools better suited to startup possibilities, as well as artistic intelligence.

Trotz des sombres Umsatzwachstums seit Summer wird N26 das geschäftsjahr 2024 mit a Minus von 20 Millionen Euro beim operativen Geschäft abschließen. The man has also a black Null erreichen können, according to N26 finance chief Arnd Schwierholz. A man who wants free new investments has chosen to plan investments with new investments and new investments in Kauf Genommen. “Langfristig rechnet sich das,” says Schwierholz. 2023 delayed operational sales up to 78.3 million euros, the month was 169.3 million euros.

Harter Wettbewerb mit Konkurrenz

A means of transport that is not at the end of the Bafin-Auflagen expedition: N26 does not arrive inside a Führen girokontos, which is also commercially available with assets, ETFs and cryptocurrencies. Außerdem liefert sich N26 mit Konkurrenten wie Trade Republic einen harten Wettbewerb um more attractive Zinskonditionen für ein integriertes Tagesgeldkonto. Trade Republic first wrote a Girokonto for seine Kunden einzuführen.

The N26 takes place until the end of the years with 4.8 million relevant investments in Kunden, 600,000 million at the end of 2023. The relevant investments are every year, the verification process has been abgeschlossen. Im kommenden Jahr will N26 also Geschäftskonten für kleinere und mittlere Unternehmen anbieten.

The N26 is present in 24 Ländern in active Europe. Kernmärkte includes Deutschland, France, Spanien, Italian and Österreich. In the Netherlands is the N26 under the brand “Neo Hypotheken” and in the real estate financing business. Das Unternehmen beschäftigt weltweit round 1,500 Menschen, davon round 1,000 in Berlin. Neobank started in 2013, though it is one of the most active financial start-ups in Germany. During the young 2021 funding cycle, the N26 earned 7.7 billion euros.